What-if simulations
Counterfactual and forward-looking scenarios with probability-weighted outcomes — what would have happened, what could happen, and what to do next.
Featured reports
- Impact of Potential H‑1B Tightening on Relocation Plans for a Software EngineerA tighter H‑1B regime would likely lengthen processing times, lower approval odds, and raise costs, so you should start the petition early, consider backup visaChoice Score: 85/100
- Impact of Choosing a Standard Flu Shot vs. High-Dose on Hospitalization RiskChoosing a standard flu shot increases your risk of influenza‑related hospitalization by about 0.15 percentage points (≈30% relative increase) compared to a higChoice Score: 83/100
- What if I had bought a house in 2015 instead of renting?In most major Western cities, a buyer who put down a deposit in 2015 and held through 2025 would likely be meaningfully better off than a renter — house prices Choice Score: 92/100
- Impact of a 20% Social Security Benefit Cut in 2032A 20% cut would lower the projected 2032 monthly benefit from about $2,150 to $1,720, shaving $5,160 off annual retirement income and likely pushing the povertyChoice Score: 85/100
- What if I paid an extra $200 a month on my mortgage?On a typical 30-year mortgage, an extra $200 a month can shave roughly 5–7 years off the loan and save tens of thousands in interest, because every extra dollarChoice Score: 90/100
- What if I had invested $1,000 in an S&P 500 index fund 10 years ago?A one-time $1,000 investment in a broad S&P 500 index fund a decade ago would, at a typical ~10% average annual total return (with dividends reinvested), be worChoice Score: 88/100